About Us

Financial Statement

AS OF DECEMBER 31, 2015
(Prepared under generally accepted accounting principles)

Assets

Mortgage Loans (Less Loans in Process) $516,301,218
All Other Loans $386,772
Federal Home Loan Bank Stock $719,200
Investments and Securities $213,514,695
Cash on Hand and in Banks $57,494,917
Office Buildings and Equipment (Less Depreciation) $12,366,856
Deferred Charges and Other Assets $1,653,963
Total Assets $802,437,621

Liabilities

Deposit Accounts $602,811,092
Mortgage Escrow Accounts $521,701
Borrowed Funds $0
Deferred Income and Other Liabilities $867,995
Total $604,200,788

Net Worth

Retained Earnings $198,236,833
Total Net Worth $198,236,833
Total Liabilities and Net Worth $802,437,621

Directors

BARRY P. GOSSETT Past Chairman/CEO, Acton Mobile Industries
REBA LASSAHN HAMMOND Past Pres., Fullerton Supply Co.
STEPHANIE L. REEL Chief Information Officer, Johns Hopkins University and Johns Hopkins Medicine
E. LYLE MAXWELL, JR Past Pres., McMahon Transportation Co.
CHARLES SCHEELER Past Pres., C.J. Langenfelder & Son, Inc.
CHARLES P. SCHEELER Senior Counsel, DLA Piper US LLP
THOMAS S. WINTZ, SR President & CEO
ALAN SCHROEDER Chief Legal Officer, General Counsel & Secretary of Educate, Inc.
and the Sylvan Learning Center, Inc.
RICHARD S. MATTISON Retired Federal Bank Regulator

Attorney

ROYSTON, MUELLER, MCLEAN & REID

Officers

CHARLES P. SCHEELER Chairman of the Board
THOMAS S. WINTZ, SR President & CEO
LINDA A. MUFFOLETTO Sr. Vice President & Chief Operating Officer
KEVIN M. BENSON Sr. Vice President & Secretary
STACEY A. RINEER Sr. Vice President & Chief Financial Officer & Treasurer
MICHAEL TOMASZEWSKI Sr. Vice President & Chief Compliance Officer
NANCY C. ALPERSTEIN Vice-President & Director of Marketing
ELLEN M. ABRAMS Vice-President & Director of Human Resources
ROBIN E. STEVENS Senior Operations Manager
DIANE M. REY Vice-President
RONALD E. BALLARD Vice-President
MATTHEW D. BARRETT Assistant Vice-President
TAMMY L. BOWINGS Assistant Vice-President
DENNI H. CROUSE Assistant Vice-President
SUSAN L. DEMBECK Assistant Vice-President
EVA FARLEY Assistant Vice-President
JULIE FISHER Assistant Vice-President
LYDIA P. GEIGAN Assistant Vice-President
KATHLEEN M. HILL Assistant Vice-President
ALICIA M. LIMBURG Assistant Vice-President
ALLISON MURRAY Assistant Vice-President
JASON M. PAGUE Assistant Vice-President
CHRYSTAL RUBINO Assistant Vice-President
ANGELA G. THOMAS Assistant Vice-President
DEBORAH M. CUNNINGHAM Assistant Treasurer
MARIA G. ROTH Assistant Treasurer
SANDRA L. BUHRMAN Assistant Secretary
  • 9616 Belair Road
    Baltimore, MD 21236
    (410) 668-4400
  • FDIC
  • Equal Housing Lender