About Us

Financial Statement

AS OF DECEMBER 31, 2012
(Unaudited statement of conditions, prepared under generally accepted accounting principles)

Assets

Mortgage Loans (Less Loans in Process) $535,152,313.83
All Other Loans $432,494.83
Federal Home Loan Bank Stock $1,177,800.00
Investments and Securities $190,828,885.83
Cash on Hand and in Banks $54,717,802.81
Office Buildings and Equipment (Less Depreciation) $8,896,931.82
Deferred Charges and Other Assets $2,438,864.65
Total Assets $793,645,093.77

Liabilities

Savings and Checking Accounts $623,581,853.32
Advance Payments by Borrowers $677,206.96
Borrowed Funds $0.00
Deferred Income and Other Liabilities $882,069.45
Total $623,376,990.83

Net Worth

Retained Earnings $170,268,102.94
Total Net Worth $170,268,102.94
Total Liabilities and Net Worth $793,645,093.77

Directors

BARRY P. GOSSETT CEO, Acton Mobile Industries
REBA LASSAHN HAMMOND Past Pres., Fullerton Supply Co.
JESSE H. HOUSE Retired Vice President, Rosedale Federal
E. LYLE MAXWELL, JR Past Pres., McMahon Transportation Co.
CHARLES SCHEELER Past Pres., C.J. Langenfelder & Son, Inc.
CHARLES P. SCHEELER Senior Counsel, DLA Piper US LLP
THOMAS S. WINTZ, SR President & CEO
ALAN SCHROEDER Chief Legal Officer, General Counsel & Secretary of Educate, Inc.
and the Sylvan Learning Center, Inc.

Attorney

ROYSTON, MUELLER, MCLEAN & REID

Officers

CHARLES SCHEELER Chairman of the Board
THOMAS S. WINTZ, SR President & CEO
LINDA A. MUFFOLETTO Sr. Vice President & Treasurer
KEVIN M. BENSON Sr. Vice President & Secretary
NANCY C. ALPERSTEIN Vice President & Marketing Director
ELLEN M. ABRAMS Vice President & H.R. Director
ROBIN E. STEVENS Senior Operations Manager
MICHAEL TOMASZEWSKI Vice President & Compliance Officer
MATTHEW D. BARRETT Asst. Vice President
TAMMY M. BOWINGS Asst. Vice President
EVA A. FARLEY Asst. Vice President
LYDIA M. GEIGAN Asst. Vice President
SOMERS L. HUETHER Asst. Vice President
ARLENE F. HUGHES Asst. Vice President
ALICIA M. LIMBURG Asst. Vice President
ALBERT J. MARKIEWICZ Asst. Vice President
DIANE M. REY Asst. Vice President
JILL M. TSAKIRIS Asst. Vice President
DEBORAH M. CUNNINGHAM Asst. Treasurer
WANDA V. BALCER Asst. Secretary
SANDRA L. BUHRMAN Asst. Secretary
JACQUELINE D. BASS Asst. Secretary
  • 9616 Belair Road
    Baltimore, MD 21236
    (410) 668-4400
  • FDIC
  • Equal Housing Lender