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Loans

Mortgage Loans

Townhome? Split level? Colonial? Whatever kind of home you're looking for, or if you want to refinance an existing loan, we have a mortgage to fit your budget and long-term goals. We even offer Jumbo loans at conventional loan rates. And, unlike most lenders, we won't sell your mortgage, ever. Your Rosedale Federal loan will stay at Rosedale Federal, so you'll always have a friendly, knowledgeable, local lender to talk to.

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Are you a first-time homebuyer?

If so, you may qualify for Rosedale Federal's First-time Homebuyer Program, which provides loans of up to 97% of the lesser of the appraisal value or purchase price of the property. We offer our fixed-rate mortgages at competitive interest rates. There are no points or application fee. The maximum purchase price is $250,000. Borrowers are required to have an escrow for taxes, hazard insurance and ground rent, if applicable. In addition, you may be eligible for a grant from the Federal Home Loan Bank of Atlanta to assist with down payment and closing costs. Requirements and conditions for this special program are subject to change; call us at 410-668-4400 option-3 for current details.

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  • 9616 Belair Road
    Baltimore, MD 21236
    (410) 668-4400
  • FDIC
  • Equal Housing Lender