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Rates & Fees

Savings

Rosedale Federal has a variety of great places for you to keep and grow your money. A whole lot better, in fact, than the back of your sock drawer or under your mattress. If you have some money that you'd like to see grow, perhaps the smartest, safest place it can be is in a tried and true savings account. Savings accounts allow you to keep your money in a reliable, protected place while it earns interest each month.

From Passbook and Statement accounts to CD's and IRA's, Rosedale Federal offers a variety of smart, sensible savings products. Choose one that's right for you and watch your money grow.



Interest rates may vary.

* Daily balance is the amount of principal in the account each day. Annual Percentage Yield assumes interest remains on deposit. Withdrawal of interest will reduce earnings.

** Current rates will be quoted upon request or at the time of opening an account.

** No more than six automated or pre-authorized transfers or withdrawals to a third party of the depositors or a combination of such transfers and withdrawals may be made by check, drafts, debit card, or similar order made by depositor and payable to third parties in the calendar month. This does not include ATM transactions. Checks must be written for $500 or more.

*** One interest rate adjustment will be permitted during the term of the certificate.

†You will be limited to six (6) bank check withdrawals per calendar month. The first three checks will be free. Additional checks (up to six in total) will be $5.00 per check.

†† No more than six automated or pre-authorized transfers or withdrawals to a third party of the depositors or a combination of such transfers and withdrawals may be made by check, drafts, debit card, or similar order made by depositor and payable to third parties in the calendar month. This does not include ATM transactions.

†††After the account is opened, you may not make deposits into or withdrawals from this account until the maturity date, except IRA certificates. If any of the deposit is withdrawn before the maturity date, a penalty will be imposed as follows:

6 month CD to 12 month CD: 90 days interest
18 month CD to 60 month CD: 180 days interest
IRA 180 days interest

Rosedale Federal offers savings and checking accounts to residents in the Maryland communities that our branches serve. Rosedale Federal reserves the right to decline a request for a savings account or for a deposit. 

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  • 9616 Belair Road
    Baltimore, MD 21236
    (410) 668-4400
  • FDIC
  • Equal Housing Lender