Current Loan Rates
Rates Effective
Mortgage Loan Rates
- Fixed Interest Rates for Home Purchase or Refinance
- 30-15 Loan for Home Purchase or Refinance
- Construction/Permanent Rates
- Home Equity Loans
- Home Equity Line Of Credit
- Adjustable Interest Rates for Home Purchase or Refinance
- Individual Developed Lot Rates
Consumer Loan Rates
Mortgage Loan Rates
For conventional mortgage loan applications on single-family, owner-occupied primary residences. Rates are subject to change. Please call us for today's rates at (410) 668-4400.
Fees for appraisal and credit reports must be paid at time of application.
Appraisal Fee - $325.00 (for homes up to $500,000.00 in appraised value - call us for other prices), Credit Report Fee - $53.00 for an individual and $58.30 for a joint report. First mortgage commitments on purchases are made for settlement within three months. Refinance and second mortgage commitments are made for settlement within one month. For loans in excess of $500,000, please call for terms and conditions. We will consider applications primarily in our CRA assessment area, which is the Baltimore MSA. Rates and terms listed below are subject to change without notice.
FIXED INTEREST RATES FOR PURCHASE AND REFINANCE
30-15 LOAN FOR PURCHASE OR REFINANCE
Loan is amortized on a 30-year basis - balloon after 15 years
CONSTRUCTION/PERMANENT RATES
HOME EQUITY LOANS
*Loan ratio includes first mortgage balance.
HOME EQUITY LINE OF CREDIT
The rates on these loans are variable and may change monthly
ADJUSTABLE INTEREST RATES
Please note that the annual percentage rate may be increased after the consummation of the loan
INDIVIDUAL DEVELOPED LOT RATES
Consumer Loan Rates
Rates are subject to change.
Please call us for today's rates at (410) 668-4400.
HOME IMPROVEMENT LOANS
Loan must be to homeowner on owner-occupied property.
PERSONAL LOANS
Personal loans to Rosedale Federal customers only - minimum three month account relationship.
AUTO LOANS
BOAT LOANS
For more detailed information, please contact us:
Jeff Barrett, Loan Officer
(410) 668-4400, extension 304
jbarrett@rosedalefederal.com
Jackie Bass, Loan Officer
(410) 668-4400, extension 320
jbass@rosedalefederal.com
Diane Rey, Loan Officer and Processor
(410) 668-4400, extension 314
drey@rosedalefederal.com
Susan Gue, Loan Processor
(410) 668-4400, extension 342
sgue@rosedalefederal.com
WE DON'T SELL OUR LOANS! YOUR LOAN WILL STAY AT ROSEDALE FEDERAL!
You can reach us by email at:
info@rosedalefederal.com
