Rosedale Federal offers a variety of checking and savings accounts.

The table below is designed to help you compare deposit account types and give you the information you need, including applicable interest rates, to decide what works best for you.

All interest rates and APYs stated are accurate as of .


Account  Minimum Deposit to Open Minimum Balance to Obtain
Annual Percentage Yield 
Interest Rate APY 
Everyday Interest Checking



At least $100, but less than $2,500
$250 $100 0.050%  0.05%
At least $2,500, but less than $10,000
$250 $2,500 0.100% 0.10%
$10,000 or more
$250 $10,000 0.150% 0.15%
Everyday Savings $10 $100 0.500% 0.50%
Christmas Club $1 $1 0.500% 0.50%
Money Market



 At least $100, but less than $2,500 $2,500 $100 0.100%  0.10%
At least $2,500, but less than $10,000  $2,500 $2,500  0.250% 0.25%
At least $10,000, but less than $25,000 $2,500 $10,000 0.300% 0.30%
 $25,000 or more $2,500 $25,000 0.350% 0.35%
Annual Percentage Yield assumes interest remains on deposit. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account.

Christmas Clubs are fixed rate accounts. You will be paid this rate until maturity. After the account is opened, you may make deposits into the account until the maturity date. Partial withdrawals are not permitted. You may close the account in full prior to maturity without penalty. This account will not automatically renew.

For Everyday Savings and Money Market accounts - Federal regulations limit the following types of transfer, or combinations of transfers, from this account to another account of the depositor or to third parties to six (6) per statement cycle; preauthorized, automatic or telephone transfer; online or mobile banking; check; draft; debit card; or similar order are limited. This does not include deposits, ATM transactions, and/or cash withdrawals made by mail or in person. Excess transfers from this account will result in closure.

Rosedale Federal offers deposit accounts to residents in the Maryland communities that our branches serve. Rosedale Federal reserves the right to decline a request for a deposit account or for a deposit.