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Personal Checking Accounts

Here’s checking that’s easy and hassle free.

It’s Rosedale Federal Everyday Checking for everyday life. The only decision you have to make:  do you want to earn interest? If so, there’s Everyday Interest Checking.

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Everyday  Checking

Everyday Interest Checking

Everyday Checkless Banking

Minimum Opening Balance $25 $250 $25
Checks Yes Yes No
Debit Card Yes Yes Yes
Maintenance Fee
Minimum balance to avoid maintenance fee

Earns Interest No Yes No
Minimum balance to earn interest



eStatements Yes Yes Yes
Mailed statements $0 $0 $2**
Digital Banking Yes Yes Yes
Online bill Pay Yes Yes Yes
Free online money management tool Yes Yes Yes
RFSL Fees for non-RFSL ATMs None None None
ATM Fee Surcharge Rebate for Non-RFSL ATMs* 4 free per calendar month* 4 free per calendar month* 4 free per calendar month*
Consumer LOC Sweep Yes Yes N/A
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* When you use an ATM not owned by Rosedale Federal, you may be charged a fee by the ATM Operator or any network used (including balance inquiries even if you do not complete a funds transfer). Rosedale Federal will reimburse such fees for up to the first four (4) transactions per calendar month.
** Physical mailing of your account statements may not apply to your Everyday Checkless Banking Account if you have enrolled and consented to the receipt of electronic statements.  You further agree that a paper statement fee (see Truth in Savings Disclosure) will be assessed each statement cycle unless enrolled in electronic statements.