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Saving money should be easy. That’s why we offer you a choice of three different savings accounts. At least one should fit you just right! See the Deposit Account Chart for fees, rates, and other details.
| Feature | Everyday Savings
|
Money Market Account
|
Christmas Club |
|---|---|---|---|
| Minimum Opening Balance | $10 |
$2,500 | $1 |
| Monthly Balance to avoid fee/earn interest |
$0
|
$2,500
|
$0
|
| Fee (Minimum Balance not met) | $0 | $20 | $0 |
| Earns Interest | Yes | Yes | Yes |
| E-Statements | Yes | Yes | No |
| Digital Banking | Yes | Yes |
Balance Inquiry/
transfer in
|
| Bill Pay | Yes | Yes | No |
| Text Banking | Yes | Yes | Yes |
| Free Online Money Management Tool | Yes | Yes | Yes |
| RFSL Fees for non-RFSL ATMs* | None | None | None |
| ATM Fee Surcharge Rebate for Non-RFSL ATMs* | No | No | No |
| Overdraft Sweep Available | Yes | Yes | No |
* When you use an ATM not owned by Rosedale Federal, you may be charged a fee by the ATM Operator or any network used (including balance inquiries even if you do not complete a funds transfer). Rosedale Federal will reimburse such fees for up to the first four (4) transactions per calendar month.