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Personal Savings Accounts

Saving money should be easy. That’s why we offer you a choice of three different savings accounts. At least one should fit you just right! See the Deposit Account Chart for fees, rates, and other details.

Check out our Financial Education Center to learn more about saving for your future.

                                     Contact Us      Branch Information


Everyday Savings 

Money Market Account

Christmas Club

Minimum Opening Balance $10
$2,500 $1
Monthly Balance to avoid fee/earn interest 
Fee (Minimum Balance not met) $0 $20 $0
Earns Interest Yes Yes Yes
E-Statements Yes Yes No
Digital Banking Yes Yes
Balance Inquiry/
transfer in
Bill Pay Yes Yes No
Text Banking Yes Yes Yes
Free Online Money Management Tool Yes Yes Yes
RFSL Fees for non-RFSL ATMs* None None  None
ATM Fee Surcharge Rebate for Non-RFSL ATMs* No No No
Overdraft Sweep Available Yes Yes No
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* When you use an ATM not owned by Rosedale Federal, you may be charged a fee by the ATM Operator or any network used (including balance inquiries even if you do not complete a funds transfer). Rosedale Federal will reimburse such fees for up to the first four (4) transactions per calendar month.