Saving money should be easy. That’s why we offer you a choice of three different savings accounts. At least one should fit you just right! See the Deposit Account Chart for fees, rates, and other details.

Utilize MyCashFlow to keep track of your funds: https://www.rosedalefederal.com/mycashflow

Feature Everyday Savings  Money Market Account Christmas Club
Minimum Opening Balance $10
 $2,500 $1
Monthly Balance to avoid fee/earn interest 
$0
$2,500
$0
Fee (Minimum Balance not met) $0 $20 $0
Earns Interest Yes Yes Yes
E-Statements Yes Yes No
Online Banking Yes Yes
Balance Inquiry/
transfer in
Bill Pay Yes Yes No
Mobile Banking Yes Yes
Balance Inquiry/
transfer in
Text Banking Yes Yes Yes
Free Online Money Management Tool Yes Yes Yes
RFSL Fees for non-RFSL ATMs* None None  None
ATM Fee Surcharge Rebate for Non-RFSL ATMs* No No No
Overdraft Sweep Available Yes Yes No
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* When you use an ATM not owned by Rosedale Federal, you may be charged a fee by the ATM Operator or any network used (including balance inquiries even if you do not complete a funds transfer). Rosedale Federal will reimburse such fees for up to the first four (4) transactions per calendar month.