Today's Mortgage Rates
Product | Term | Rate | APR | Points | Monthly Payment (per $1000 borrowed) |
---|---|---|---|---|---|
Mortgages - Purchases and Refinances | 15-year Fixed | 6.625% | 6.793% | 0.000% |
$8.78 |
30-year Fixed | 6.875% | 6.980% | 0.000% | $6.57 | |
Assumptions and Important Disclosures Advertised Mortgage rates and APRs are based on a $375,000 loan amount, 75% Loan-to-Value (LTV), 780+ credit score, Baltimore County MD property location, and other loan assumptions. Your actual rate, APR, and payment may differ based on your specific financial situation and other factors. The APR also includes an average of costs a borrower would pay for tax service, flood hazard determination, and closing-related services, as permitted by regulation and law. Other charges may include, as applicable to the loan program and permitted by regulations, those for appraisals, credit reports, title insurance, and other miscellaneous costs. Obtain a Loan Estimate before choosing a loan. Payments shown reflect principal and interest only, and do not include taxes, insurance, or other applicable escrows; your actual payment obligation will be greater. The maximum LTV ratio for purchases is up to 97% (Other limits may apply). LTVs in excess of 80% (borrowers making a down payment of less than 20%) require private mortgage insurance (PMI) which will increase the monthly payment and APR. For 15, 30-Year Purchases/Refinances, the maximum loan amount for published rates is $766,550 (loans in excess of $1,000,000 are available; please call for rates, terms and conditions). The maximum loan amount for a jumbo loan is $1,500,000. |