Friends having a cup of coffee

Everyday Checkless Banking

For customers who...don't need checks.  Maybe you're good to go with just a debit card and online banking.  

Top Features

Money with arrows pointing left and right

Debit Card

Coins falling in hand

No Overdraft Fees

Everyday Benefits

snapping fingers icon


Tablet and mobile devices

Digital Banking

Laptop with coin

No Checks

Everyday Checkless Banking Features:

  • Minimum Opening Balance:  $25Dollar sign in lightbulb
  • Monthly Maintenance Fee:  $5
  • Earns Interest:  No
  • eStatements**
  • Digital Banking
  • Bill Pay
  • Text Banking
  • Free Online Money Management Tool
  • Rosedale Federal Fees for Non-Rosedale Federal ATMs:  $0
  • ATM Surcharge Rebate for Non-Rosedale Federal ATMs:  4 free per month*
* When you use an ATM not owned by Rosedale Federal, you may be charged a fee by the ATM Operator or any network used (including balance inquiries even if you do not complete a funds transfer). Rosedale Federal will reimburse such fees for up to the first four (4) transactions per calendar month.
**Physical mailing of your account statements may not apply to your Everyday Checkless Banking Account if you have enrolled and consented to the receipt of electronic statements.  You further agree that a paper statement fee (see Truth in Savings Disclosure) will be assessed each statement cycle unless enrolled in electronic statements.